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Boise, ID HUD Homes for Sale - Idaho Real Estate

by Randy Gridley

Boise, ID HUD Homes for Sale - Idaho Real Estate

HUD Homes are Sold "AS IS" by Electronic Bid Only.  Property availability is given on www.HUDHomestore.com .  Almost anyone if you have the cash or can qualify for a loan will be able to purchase a HUD property.  Be sure to click on Idaho then on Boise or whichever surrounding cities around Boise, ID that you are interested in. For property conditions, forms, disclosure and  availability please visit www.HUDHomestore.com.

Financing or cash for HUD Homes

HUD does not provide direct financing to buyers of HUD Homes. Buyers must obtain financing through either their own cash reserves or a mortgage lender.

Initial Bidding Time Frame for HUD Properties

HUD properties in the beginning are only offered to persons that are going to be owner occupiers.  Following the time frame period for owner occupants, unsold properties are available to all buyers , including investors. 

Where to go find HUD Additional Updates

For additional forms, updates, step-by-step video and free photo list, please visit www.BLBResources.com. BLB Resources makes no warranty as to condition of property.  Buyer and buyers agent to verify all information about the individual property buyer wants to make a bid on.

For some active HUD Homes please click on any of the IDX/IMLS listings below to view a few active HUD homes:

 

Granite Countertops – Care and Stain Management

by Randy Gridley

Granite Countertops – Care and Stain Management

Granite countertops can be a beautiful accent to your kitchen. However, with this type of investment comes the worry that if something happens how will you clean it properly and keep the beauty of your granite countertops looking new.

Agents that Stain your Granite Countertops

As a granite countertop owner, or someone that is considering the installation of granite countertops, you will want to make sure that you understand how your countertops need to be treated.  Knowing what can damage your granite is the key to keeping it looking good.

Some of the most common agents that can stain your granite countertops include blood from raw meats, acidic foods like lemons and vinegar, and even wines, especially light or white wines. All these items can soak into the pores of the granite leaving stains and possibility producing a foul odor. Other common staining items include orange juice, coffee and cream.

Preventing Stains on your Granite Countertops

Once you have installed granite countertops, you will want to do a few things to ensure you are protecting them from possible staining. One of the best ways to do this is to seal your countertops biannually or as needed. You can find granite-sealing products where you purchased your countertops or even local hardware stores. Granite is extremely porous so without being properly sealed, you can risk having you countertops easily stained or watermarked.

It is also imperative to clean your granite countertops regularly after each use. Never use abrasive sponges or cleansers on your countertops. Clean granite with mild soap and water and a soft towel. Cleaning immediately after use will help keep your granite in good shape.

Stain Removal on your Granite Countertops

Of course, no matter how careful you are, you may eventually end up with a stain on your beautiful granite countertops. Should this happen it is best to address the stain as quickly as possible to have the best chance of effectively removing the stain.

A common agent that helps to remove stains from granite countertops is acetone. Acetone is helpful in removing peanut butter, cream, and fruit juices as long as you follow specific directions on how to use the acetone effectively on your countertops.

If you have decided to have granite countertops in your home, understanding how to use them and clean them properly can be the best way to ensure your granite countertops stay beautiful for years to come.  This video can help you see how to remove stains from your granite countertop as well as cleaning tips for basic upkeep. 

5 No-No's When Selling Your House

by Randy Gridley

5 No-No’s When Selling Your House

Today’s buyer’s market makes it even more important for a home seller to make their home appealing to potential buyers.  Though there are many things that a seller can do to help with selling your house, there are also things you should NOT do in order to help sell your house. Consider these no-no’s as you get your house ready to sell.

#1 – Pets – Make sure that your 80 pound Doberman Pincher does not meet potential buyers at the door. This can be extremely disconcerting to many buyers and can drive away someone that might truly be interested in purchasing your home. In the same light, a big pet iguana slithering around a cage in a bedroom might also be a turn off. If possible, removing all pets is your best bet. You never know what a buyer might be afraid of or allergic to.

#2 – Dim Rooms – A dark and dingy room can be a big turn off to most buyers.  If you have a room in your home that is typically dark or dim, you might want to consider putting in brighter bulbs or extra lamps.  Repainting a room a light color or removing curtains can also be helpful.

#3 – Wallpaper – The wallpaper has to go.  Wallpaper is a huge turn off to many buyers.  It usually is busy and is outdated.  If you have wallpaper, consider getting rid of it and painting the wall a light, neutral color to brighten up the room and make it more appealing to all potential buyers.

#4 – Basements – If you have a cellar or basement that is damp, you will want to address the issue before you start showing your home.  Dark, damp basements are a huge turn off to many buyers. Unless you know that you have a foundation issue, which means disclosure is necessary, you likely have a drainage issue. Address this by cleaning drains, rerouting gutters and downspouts, and ensuring that there is no standing water around the foundation and basement windows.  Then thoroughly clean your basement and brighten it up with a coat of paint and a clean smell.

#5 – Get Out! – When showing the house it is vital that you are not there.  A potential buyer needs to feel comfortable looking around the house, opening closets, and standing in a room imagining their furniture in it. If you are there hovering over them, they won’t feel comfortable and likely won’t stay long enough to know it is a good house for them. Therefore, go visit a neighbor or do some shopping and give a potential buyer time to look around.

Here are some homes to view in the Boise and Meridian Idaho area under $250K that are active and current plus these homes are updated each morning through IDX/MLS:

All short sale homes in Boise and Meridian with this link updated daily each morning and furnished by IDX/MLS.

All bank owned homes in Meridian and Boise thanks to IDX/MLS.
 

Is there a Difference between a Realtor and a Real Estate Agent?

by Randy Gridley

Is there a Difference between a Realtor and a Real Estate Agent?

 

The simple answer is Yes there is. So what is the difference, you may ask? Well, it is simple to answer but very commonly misunderstood. Though they are both license to sell real estate, they are not exactly the same.

Some homes to view as you are reading this article furnished by IDX/MLS current and updated daily each and every morning in Boise Idaho homes under $250K:

Listings in all of Boise Idaho within the last 30 days under $250K.

Listings for all Boise Idaho bank owned homes

Listings for all Meridian Idaho homes

 

Real Estate Agent

 

A real estate agent is a licensed professional that can sell your real estate and advise you on real estate transactions in the state in which they are licensed. They may be sales agents or they may be real estate brokers but regardless of their particular license, they can help you buy or sell your property in their licensing state.

 

Realtor

 

A Realtor can do exactly what a real estate agent does except they have additional qualifications. As a designated Realtor, a real estate agent is a member of the National Association of Realtors and abides by a strictly defined Realtor’s Code of Ethics. By associating themselves with the National Association of Realtors and defining themselves as Realtor’s, a license real estate agent is stating that they uphold these standards and represent their clients at a high standard set by the Board.

 

Which should I Choose?

 

Really, the choice is yours. It is obvious that a real estate agent, whether a Realtor or not, will abide by their own moral and ethical definitions which will define their work as an agent representing their client.  Therefore, just because an agent has been designated as Realtor does not automatically mean they will be a better professional than someone without the Realtor designation.  However, it is an standard that can be considered and something you may want to consider when choosing an agent to meet your real estate needs.

 

4 Tips for First Time Homebuyers

by Randy Gridley

4 Tips for First Time Homebuyers

 

As a first time homebuyer, you may be very confused or even nervous about making such a big purchase. After all, it is something that you will have for a long time to come and probably the biggest purchase you have ever made.  Therefore, when deciding which home to purchase, you will want to feel good about your choice. A few Boise Idaho first time homebuyer listings under $150K furnished by IDX/MLS and these homes are updated daily each morning:

All listings for Boise Idaho homes under $150K with 3 bedrooms, and 2 bathrooms

 

Tip #1 - Know Your Home Buying Budget

 

It is important to know your budget before you set out to look at homes.  Having a budget in mind and being clear about it will make you look in your price range and not be tempted to over-extend yourself. As a first time homebuyer, you do not want to get yourself in too deep with monthly payments. In addition, you do not want to tempt yourself with homes that are not in your price range. So figure out your budget first, clearly present your range to your realtor, and stick to it; you will be happy you did in the end.

Tip #2 - Get Pre- APPROVED for a Mortgage

 

The terms preapproved and prequalified can be confusing to first time homebuyers.  If you are serious about buying a home, you will want to make sure you are preapproved for a mortgage before you even start. As a first time homebuyer you may be surprised by some of the things that can affect your preapproval.  Getting your finances straightened out early is the best way to prevent yourself from getting into a tricky situation late in the game.

Prequalified only means that a lender has looked at your numbers and figured out what you would likely qualify for when everything else is in line. This means they may or may not have run your credit.

Being preapproved for a mortgage means that you have been through the underwriting process and are ready to make an offer. You will likely get approved for the loan in the amount you are preapproved for. Being clear on this will keep you from slow-downs late in the home hunting game.

Tip #3 -Know Your Plan for the Home

 

When buying a home it is important to understand your plan for the house.  Do you plan to stay a few years in the home or do you hope to stay and raise your family there?  As a first time homebuyer it is important to understand your plan.  This will help you determine the best home to buy and what type of loan to secure.  Knowing how long you are planning to stay in the house can also help you decide between renting and buying. 

Tip #4 -Get Your Wants and Needs Figured Out Beforehand

 

When buying a home, whether you are a first time homebuyer or a savvy, experienced buyer, it is imperative to understand what you really need and what you just want in a home.  Understanding this before you start looking is a great way to ensure that you are not tempted to go above your budget for a want, and to not get bogged down by an amenity when the house doesn't meet all your needs.

Using these tips will help you be smart during your home buying search and help you narrow your choices more quickly.  Having a clear plan, as well as understanding your budget, your plan, and your needs, will help you stay on track, not overextend yourself, and make you a much happier first time homebuyer.

Mortgage Rates - Are They As Low as They Will Go?

by Randy Gridley

Mortgage Rates – Are They As Low as They Will Go?

Over the past years, we have seen a continual decrease in mortgage interest rates.  Countless consumers continue to wait out the mortgage rates to see if they will continue to fall.  However, many consumers have already refinanced their property trying to secure the lowest mortgage interest rates in years.  View a few listings from Boise Idaho provided by IDX/MLS that are current and updated daily:

All Boise Idaho listings from IDX/MLS within last 45 days minimum of 1150 square feet. These links and listings are updated and refreshed daily each morning.

All Short sale listings in Boise Idaho within the last 15 days.  

What is the current mortgage rate?

The current mortgage rates have been falling for quite some time. Homeowners have been jumping on the refinance bandwagon for years.  Some have even refinanced their homes more than once.

Will mortgage rates continue to fall?

While the market continues to be saturated with foreclosed and distressed properties, and the economy continues to be uncertain, homebuyer applications remain stagnant. This means that there are too many homes available on the market for the number of buyers.  This is why we are in a buyer’s market. These market trends are the main reason that the mortgage rates continue to fall.  Financial experts predict that the mortgage rates will continue to be low to try to entice possible homebuyers into making a home purchase.

What does a low mortgage rate mean for you?

With mortgage rates lower than anyone has seen in decades, a low mortgage rate means that it may be a good time to buy or refinance your current home.  If you are in the market for a home, it may be a great time to consider buying.  Since no one can actually knows how long the mortgage rates will remain low, you will have to use your personal financial situation to determine whether now is the time for you to buy or not but as it stands experts only believe the mortgage rates will continue to be low.
 

4 Tips for Boosting Curb Appeal

by Randy Gridley

4 Tips for Boosting Curb Appeal


If you are selling your house, you will want to make certain your house has curb appeal to any prospective buyers driving by.  So what is curb appeal and how do you get it? Follow these tips to improve your curb appeal and be on your way to selling your home. View a few home listings from IDX/MLS that are current and updated daily in Boise Idaho:

 

All Boise and Meridian Idaho short sales listed within last 15 days. These listings will be updated and refreshed daily each morning through IDX/MLS.

All current and active homes in Boise Idaho within the last 30 days

Clean Up Your Exterior – This means giving your home a good cleaning. Wash your siding, clean the gutters, and make sure there is no mildew or mold growing on the exterior of your home or driveway and sidewalks.

Manicure the Lawn – Cut the grass. If you are showing your home on a regular basis, make sure you are keeping the lawn trimmed and looking good.  You want to weed your flower beds, edge your sidewalks, and remove any undesirable grasses growing in the sidewalks and driveway.

Landscape – Take some time to clean up your existing landscape. Weeding, trimming trees, and mulching can be helpful.  You will also want to plant some flowers to spruce up the front if the weather is appropriate.

Check out the Night View – It is very common for potential buyers to drive by the house at various times during the day, including in the evening.  So don’t forget the night time curb appeal.  You can install dusk to dawn lights, landscaping path lights, or even decorative lighting. In addition, set your indoor lights visible from the curb on timers if you are not typically home.  A house seems more appealing and homey with soft light visible from the outside.
 

3 Things to do to Sell Your Home in Today's Market

by Randy Gridley

3 Things to Do to Sell Your Home in Today’s Market

Today’s real estate market can be challenging if you are trying to sell your home.  With the market saturated with foreclosed and vacant property, it is important to understand what your local market is doing, as well as what is important to a potential buyer, in order to sell your home.

Here are some boise-meridian-bankowned Boise home listings furnished by IDX/MLS that are active and current. These listings are updated daily through IDX/MLS:

View these Boise Idaho short sale home listings


• Internet Presence – In today’s competitive buyer’s market, in order to sell your home you need a strong internet presence.  Even though the majority of buyers will physically come to your house and view it before making an offer, a large percentage of buyers will do some hunting on their own via the Internet before they ever step foot in a house.  Having a positive Internet presence is imperative in order to sell your home in today’s market.

• Choose a Well Connected Realtor – With all the Internet real estate sites available, many buyers and sellers feel they can do it alone. However, studies show that having a well-connected Realtor on your side is the best way to sell your home. You want a realtor that knows the local market, has an Internet presence (see point made above), and that communicates with you. 

• Stage Your Home - Staging your home to appeal to the buyers is important.  It is a common piece of advice that many sellers do not heed and very well should. Staging your home properly for the pictures on the Internet as well as for the showing in your home can be the difference between whether you sell your home or not. Though there are many tips for staging, you want to depersonalize your home to appeal to any buyer, de-clutter your home to make your rooms look bigger, and have it in “ready to move in” condition.

6 Reasons why Home Buyers should Join our Daily Email Listing Alerts and get a free list of homes for sale.

This example below is what I could set up... for you... to automatically receive a current daily list of boise-meridian-bankowned homes from Boise real estate IDX/MLS listings via your email within your search criteria.

 

See all of current Boise real estate MLS/IDX listings.

 

Home buying is not always easy.  The search for the perfect home can be quite frustrating for home buyers.

Imagine, as a potential home buyer, what it must feel like to set out on the search for the home of your dreams.  Imagine searching listing after listing and then one day finally driving by a home that not only has the right features, but is set at the right price and in the right location.

How exciting that must feel, until you discover that an offer has already been accepted – and even worse, that you only missed by mere hours.

Or, try this scenario, you find the perfect home and are actually able to place an offer, but because you were unaware of market changes in the area, you placed an offer that was too low, and got out bid by another buyer by just a few thousand dollars – another missed opportunity.

This happens more frequently than not.  But it can be minimized.

New listings of  homes go up for sale every day. Realtors in most Multiple Listing Services (MLS) areas like mine are willing to share their updated list of homes within your search criteria.

So, if you’re searching for a new or pre-existing home, join me to get daily listing alert emails:

  • Get access to the most up to date list of homes for sale in the Ada Country, Canyon County which include all communities surrounding Boise, Idaho.  Never miss a home buying opportunity again.
  • Get comprehensive information on bank-owned homes.
  • Get comprehensive information on short sale homes.
  • Receive free home buying and selling information and tips that will make the process go smoother.
  • Get guidance from a knowledgeable and experienced realtor.
  • Receive our free Home Buyers Handbook.

These are just a few benefits – let us help you find a home you’ll love for years to come.

Disclaimer: This information is provided for information purposes only.  You should always seek independent counsel such as certified public accountant and or real estate attorney pertaining to sale of your home, your credit report, land and or real property in the matters of state and federal taxes and legal issues especially in foreclosure or short sale situations.

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Randy & Doyelene Gridley
Silvercreek Realty Group
1099 S Wells St. Suite 200
Meridian ID 83642
Randy's Direct Office: 208-859-7060

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