Randy Gridley - real estate boise, real estate meridian, boise real estate - Blog Archive

Blog

Displaying blog entries 11-20 of 24

FREE List of Short Sale Homes - Eagle Idaho Real Estate

by Randy Gridley

FREE List of Short Sale Homes  - Eagle Idaho Real Estate

 

NEXT STEP ENTER YOUR MLS SEARCH CRITERIA

Short sale homes in the area of Eagle Idaho Real Estate are current and active and furnished by IDX/MLS: When you input your search criteria above for Short Sale homes in Eagle Idaho then you will receive an updated list of homes as they become available on MLS automatically:

Average Down Payment - What Should You Plan For

by Randy Gridley

Average Down Payment – What Should You Plan For

If you are looking to purchase a new home within the next few years, you may be trying to save up for a good down payment on that house. In order to plan, you need to know what a typical down payment may be for a home in your area.

What is a down payment?

The down payment is the amount you plan to bring to the closing table when you close on a home you are purchasing. The down payment amount is the cash you put down on the house. The amount of your loan will be the purchase price less the down payment amount you have contributed. The greater the down payment you have available, the better the financing you can receive meaning that you will get better interest rates and loan terms.

In the past, a standard down payment on a conventional loan was 10% of the purchase price. However, since the house crisis experienced over the past few years, lenders have tightened up their requirements and higher down payments have become the requirement. Today, the average down payment is approximately 12% of the purchase price.

Knowing your price range for purchasing a home will help you determine what an approximate down payment amount may be. For instance, if you plan to purchase a home between $120,000 and $150,000 you may want to save for a down payment of between $14,400 and $18,000. Though there are some financing options still available that require a down payment less than the average, saving up a down payment amount of at least 12% of your planned purchase price is a good savings goal.

Down payments for your state

Down payment averages are also locational. For instance, the national average down payment is just over 12%, according to a study completed by Lending Tree through November 2011; however, this does typically change from state to state.  The state with the highest average down payment is New Jersey ringing in with an average down payment of 13.71% whereas Iowa comes in with the lowest average down payment at just over 11%. Idaho sits right in the middle at 12.2%

If you are saving for a down payment, you will want to be aware of the type of financing you plan to use and the down payment you will need to have ready in order to save effectively for a good down payment. Planning can help you be prepared and not run into any financing surprises once you have found the house you are wanting and are ready to make your purchase.

Some listings to view that are active updated daily supplied by IDX/MLS under $300,000 in Boise Idaho with the last 30 days:

Foreclosures FREE MLS Home List - Meridian Idaho Distressed Properties

by Randy Gridley

Foreclosures FREE MLS Home List - Meridian Idaho Distressed Properties

 

NEXT STEP ENTER MLS SEARCH CRITERIA

Want to see what you will receive once signing up for Free Foreclosures list in Meridian Idaho or any other city surrounding Boise since you will control all the search criteria and be able to modify your search any time then click on the photo listings before provided by IDX/MLS that are current and up to date:

Bank Owned Homes FREE List - Eagle Idaho Real Estate

by Randy Gridley

boise-meridian-bankowned Homes FREE List - Eagle Idaho Real Estate

 

NEXT STEP ENTER YOUR MLS SEARCH CRITERIA

These few current and active bank owned homes in the area of Eagle Idaho Real Estate are furnished by IDX/MLS and these homes below will be included in your bank owned list once you fill out your search criteria above.  You will be able to modify your search criteria at any time since you have complete control of what homes you want to view:

Short Sale Homes List FREE - Meridian Idaho

by Randy Gridley

Short Sales MLS Listings FREE - Meridian Idaho

 

NEXT STEP ENTER MLS SEARCH CRITERIA

While you are reading this blog, you may as well view some Short Sale Homes in Meridian Idaho furnished by IDX/MLS. No matter when you read or view these listings they will be current and active from the MLS: Happy home hunting!

FREE Bank Owned Listings - Meridian Idaho Real Estate

by Randy Gridley

boise-meridian-bankowned MLS Listings FREE - Boise Idaho

 

NEXT STEP ENTER MLS SEARCH CRITERIA

Look at these listing of Bank Owned homes from IDX/MLS to see what type of information you will receive when signing up for an automatic search directly from the MLS to you via your Email. The photo listings below are all current and active:

Bank Owned MLS Listings FREE - Boise Idaho

by Randy Gridley

boise-meridian-bankowned MLS Listings FREE - Boise Idaho

 

NEXT STEP ENTER MLS SEARCH CRITERIA

View these few IDX/MLS Bank Owned Home Listings within Boise. Filling out the next two steps above will allow you to have complete control of Bank Owned listings or any listing that suit your needs, you control your search criteria:

Free List of Short Sale Homes in Boise Idaho

by Randy Gridley

FREE List of Short Sale Homes in Boise Idaho

 

NEXT STEP ENTER MLS SEARCH CRITERIA

These Short Sale Home Listings below are examples furnished by IDX/MLS that are current in the Boise area: Clicking on the link above will allow you to input your search criteria, be in total control of modifying your search your way.

Something for Everyone - Northend, Boise

by Randy Gridley

Something for Everyone – Northend, Boise

Whether you are looking for somewhere to go to sightsee and shop or just find a historical part of Boise, Idaho to enjoy an afternoon relaxing, you definitely do not want to miss Northend Boise. Loaded with shops, locals, and history, Boise’s Northend has something for everyone.

History

Nationally known as the place to access the Boise foothills, this historic area of Boise dates back to the late 1800’s. With most of its neighborhoods designated as a Boise Historic Preservation District, you will find some beautiful trees, gardens, and access to over a dozen parks.

Parks

In fact, the Northend includes dozens of parks for your outdoor enjoyment including Hyde Park, the premiere Northend park. You will find activities for every outdoorsman at the Northend parks. Some of Boise’s favorite parks in Northend include Camels Back Park, home to the Hyde Park Street Fair, which features playground, tennis courts, and access to Boise Foothills and Hulls Gulch.

Another favorite is Bernadine Quinn Park that features a paddling pond next to the Boise River. Canoes, kayaks, and paddle boats are available for rent nearby to enjoy their beautiful, nature park. If you want to see some history while visiting a park, you can try Dewey Park located at 2150 N 15th St., Boise, Idaho, which features Oregon Trail obelisk that marks the trail route. You can also find another Park to take a rest along your site seeing adventure at  McAuley Park.

Shopping

If shopping is what you are looking for, you will find the area rich in high-end shops and boutiques to local small businesses and home-based businesses.  You will find over 150 shops in the Northend district. Whether you are looking for the perfect gift or a just looking to catch up with friends over a cup of coffee, you will find great shops to peruse or relax in throughout Northend Boise.

You can find more information on The Northend in Boise, Idaho by visiting their website at www.northend.org. However, if you have the chance, you will want to visit it yourself; you will not be disappointed.

Look at these IDX/MLS home listings for North Boise under $300,000. No matter when you activate this blog these listings will be current with the MLS.

Free List of Foreclosure Homes in Boise Idaho

by Randy Gridley

FREE List of Pre-foreclosure Properties in Boise Idaho

 

NEXT STEP ENTER MLS SEARCH CRITERIA

To give you an idea of what is avaiable here is a few examples of IDX/MLS home listings that are active and current in Boise Idaho:

Displaying blog entries 11-20 of 24

Syndication

Categories

Archives

Contact Information

Randy & Doyelene Gridley
Silvercreek Realty Group
1099 S Wells St. Suite 200
Meridian ID 83642
Randy's Direct Office: 208-859-7060

Quick Search

Listing Alerts

Be the first to know what's coming up for sale in the Boise Idaho real estate market with our New Property Listing Alerts!

Just tell us what you're looking for and we'll email a daily update of all homes listed for sale since your last update. You can unsubscribe at any time.

Get Notifications

Contact Us

Our office is located at:
1099 S Wells St. Suite 200
Meridian, ID, 83642

(208) 859-7060
(208) 323-8081
IdahoHomeInfo@gmail.com

Contact Us Online